RealtyMogul Review: A New Means to Diversify
The phrase “diversify, diversify, diversify” has been repeated over and over: “diversification is essential to your financial success!” To be honest, the term has become so overused in discussions of investing that it has almost lost its meaning completely. According to the Cambridge Dictionary, “diversify” simply means “to begin to include more or different types of things,” “to become varied or different, or to make something varied or different,” and “to become varied or different.”
As an investor, you have a number of options for diversifying your portfolio. Essentially, you want to diversify your investments so that you gain exposure to a variety of different types of assets. By doing so, you can better protect yourself against the ups and downs of an increasingly volatile market. This can be accomplished by investing in a variety of stocks and bonds, as well as virtual assets that are spread across different markets or even different regions.
Another option is to make an investment in real assets, which are tangible goods that have intrinsic value rather than symbolic value. Natural resources, precious metals, commodities, and real estate are all examples of real assets, as are other types of assets.
Real estate has been historically underappreciated as an investment vehicle. Due to the dominance of trading apps such as Robinhood, Betterment, and M1 Finance in the investing world, it’s only natural that everyone’s attention is focused on common stocks, bonds, and cryptocurrencies right now. The reason why real estate was the most popular investment choice for Americans in 2013, according to Gallup’s 2020 Economy and Personal Finance survey, is that it is a long-term investment. Real estate is an incredibly strong asset class that is well suited for long-term investing because it provides consistent returns that typically outpace the rate of inflation over time.
RealtyMogul has been singled out by Modest Money as an outstanding real estate investment opportunity. A crowdfunding platform for real estate investors who are looking to diversify their portfolio, RealtyMogul is a great place to start. According to the company’s website, investors have already reaped more than $172 million in dividends and interest. The company currently has 200,000 members and is continuing to expand. RealtyMogul is a commercial real estate investment company that specialises in commercial real estate and is an excellent choice for certain types of investors looking to expand their portfolio.
Let’s take a closer look at what distinguishes RealtyMogul from the other investment apps available on the market. This RealtyMogul review will get down to the nitty-gritty of the programme.
Review of RealtyMogul: Commercial Real Estate Made Simple
RealtyMogul, founded in 2012 by the current CEO duo of Jilliene Helman and Justin Hughes, is a FinTech company that focuses on commercial real estate options throughout the United States.
Commercial real estate has a reputation for being difficult to break into, but RealtyMogul is changing that by making all investments simple and accessible through their user-friendly online dashboard. The days of becoming a landlord and dealing with all of the nagging details that come with such a venture are long gone. Investment in commercial real estate can be as simple as purchasing common stocks through a robo-advisor with the help of RealtyMogul.
Real Estate Mogul Characteristics
The good news is that there are no account fees or minimums with RealtyMogul, but you do need at least $5,000 to get started investing with them. You will be charged fees for each asset class that you invest in, and these fees will vary depending on the types and number of investments you have. For example, a private placement will cost you an average of 1 percent of your total equity value, MogulREIT1 will cost you around 1 percent, and MogulREITII will cost you approximately 1.25 percent of your total equity value.
RealtyMogul REITs (real estate investment trusts): REIT is an abbreviation for real estate investment trust. REITs are similar to mutual funds in that they pool the capital of a large number of investors. MogulREIT1 is a publicly traded non-traded real estate investment trust (REIT) that invests in commercial real estate equity and debt assets. Investors in MogulREIT1 receive a monthly dividend payment from the company. A quarterly dividend is paid by the MogulREITII, which is primarily focused on multifamily apartment buildings.
One of the best things about RealtyMogul is that it is open to both accredited and non-accredited investors, which is a rare combination these days. Despite the fact that non-accredited investors have fewer investment options, they have access to the entire range of REITs available to them. Numerous real estate investment platforms are only available to accredited investors, which makes them difficult to come by.
The Sources: RealtyMogul works directly with developers to ensure that investors receive a profitable return on their investment. Each year, only about 1 percent of all submitted property deals are accepted by the RealtyMogul team, demonstrating the discriminating nature of their eyes. Investing in high-quality commercial real estate will be ensured as a result of this.
RealtyMogul – Lowering the Investment Barrier to Entry
As previously stated, investors only require $5,000 to get started in the real estate investing business. This applies to real estate investment trusts (REITs), but if you want to invest in private placements, the minimum investment can be as high as $30,000.
Another novel feature of RealtyMogul is that when you invest in a property or REIT, the property or REIT is registered in your name rather than in the name of RealtyMogul. This provides a sense of security as well as a sense of accomplishment.
RealtyMogul’s Bottom Line is as follows:
Do you want to diversify your portfolio but aren’t sure how or where to start? It is possible that a platform such as RealtyMogul, which makes commercial investment opportunities more accessible to the general public, will be the answer.
There is only one significant disadvantage to private placements, and that is the high minimum investment required. Aside from that, the $5,000 minimum for REITs is about average for crowdsourced real estate platforms in terms of minimum investment.
A single conclusion can be drawn from our RealtyMogul review: this is an excellent and straightforward platform for those looking to get their feet wet in the commercial real estate market.
